Crypto Loans | Get a Crypto Loan with BlockFi

Borrow money at rates as low as 4.5%

You don’t have to sell your crypto to get cash. At BlockFi, we let you borrow funds against your crypto assets so you can get a loan while continuing to hold.

It’s not just our clients. Find out what the analysts think.

Why borrow with BlockFi?

It’s fast, secure, and easy to borrow cash by using your crypto as collateral. Use the funds to reach a financial goal—whether that’s buying more crypto, putting a down payment on a house, or funding your business. Here’s the best part: we can fund you the same business day we receive collateral.

Receive your funds the same business day

Crypto moves fast. We can fund you the same business day that we receive your collateral. It’s that simple.

Pay back without any penalties

With a BlockFi loan, you can pay off a portion or the entirety of your balance as early as you want. There are no prepayment penalties or fees

Increase your stack without selling

With a BlockFi loan, you can borrow up to 50% of the value of your crypto

And you can use your crypto-backed loan to invest in a variety of different assets

It’s a popular option for broadening a portfolio

*Learn about our Interest Rates

Learn more about BlockFi loan accounts

How Does a Crypto-Backed Loan Work?

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What is the Loan-to-Value (LTV) Ratio

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How Collateral Changes Can Lead to a Margin call

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How to Make Major Purchases with a Crypto-Backed Loan

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Everything you need on-the-go

Financial services should be as mobile as you are. Download the BlockFi app to manage your crypto portfolio and get access to financial tools wherever and whenever you need them.

Download the BlockFi App

BlockFi Lending LLC NMLS ID#1737520 | NMLS Consumer Access
BlockFi Trading LLC NMLS ID#1873137 | NMLS Consumer Access

Disclaimer: Rates for BlockFi products are subject to change. Digital currency is not legal tender, is not backed by the government, and BIA accounts are not subject to FDIC or SIPC protections. Security is our top priority. Please see our Vulnerability Disclosure Form and Bug Bounty Program.

BlockFi Lending LLC NMLS ID#1737520 | NMLS Consumer Access
BlockFi Trading LLC NMLS ID#1873737 | NMLS Consumer Access

Disclaimer: Rates for BlockFi products are subject to change. Digital currency is not legal tender, is not backed by the government, and BIA accounts are not subject to FDIC or SIPC protections. Security is our top priority. Please see our Vulnerability Disclosure Form and Bug Bounty Program.

Borrow money at rates as low as 4.5%

What's your rate?

Why borrow with BlockFi?

Receive your funds the same business day

Pay back without any penalties

Increase your stack without selling

Learn more about BlockFi loan accounts