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BLOCKFI LOANS

Borrow money at rates as low as 4.5% APR

You don’t have to sell your crypto to get cash. At BlockFi, we let you borrow funds against your cryptoassets so you can get a loan while continuing to hold.

What's your rate?

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USD Loan Amount

Crypto Coin

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Crypto

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Collateral Needed

Collateral amount based on a 50% Loan to Value (LTV). Learn more about LTV ratios. Loans originate for a 12-month term.

The minimum loan amount is $10,000 USD. Please note that lending parameters vary by jurisdiction. To find out more information about lending in your state or country, please contact our Client Services Team.

Why get a BlockFi Loan?

It’s fast, secure, and easy to borrow cash by using your crypto as collateral. Use the funds to reach a financial goal.

Receive your funds the same business day

Crypto moves fast. We can fund you the same business day that we receive your collateral. It’s that simple.

Pay back without any penalties

With a BlockFi loan, you can pay off a portion or the entirety of your balance as early as you want. There are no prepayment penalties or fees.

Increase your stack without selling

Tick markWith a BlockFi loan, you can borrow up to 50% of the value of your crypto.
Tick markYou can use your crypto-backed loan to buy a variety of different assets.
Tick markBroaden your portfolio or meet your financial goals.

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Learn more about BlockFi's Crypto-Backed Loans

How Does a Crypto-Backed Loan Work?
Expand FAQs
How Collateral Changes Can Lead to a Margin Call
Expand FAQs
What is the Loan-to-Value (LTV) Ratio
Expand FAQs
How to Make Major Purchases with a Crypto-Backed Loan
Expand FAQs

Everything you need on-the-go

Financial services should be as mobile as you are. Download the BlockFi app to manage your crypto portfolio and get access to financial tools wherever and whenever you need them.

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Download the BlockFi App

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Digital currency is not legal tender, is not backed by the government, and crypto accounts held with BlockFi are not subject to FDIC or SIPC protections. Digital currency values are not static and fluctuate due to market changes. Not all products and services are available in all geographic areas and are subject to applicable terms and conditions. Eligibility for particular products and services is subject to final determination by BlockFi. Rates for BlockFi products are subject to change.
See BlockFi.com/terms for more information.
2021 © All Rights Reserved.
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Digital currency is not legal tender, is not backed by the government, and crypto accounts held with BlockFi are not subject to FDIC or SIPC protections. Digital currency values are not static and fluctuate due to market changes. Not all products and services are available in all geographic areas and are subject to applicable terms and conditions. Eligibility for particular products and services is subject to final determination by BlockFi. Rates for BlockFi products are subject to change.
See BlockFi.com/terms for more information.
2021 © All Rights Reserved.